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Workers aged 60 to 63 can put $35,750 into 401(k)s in 2026

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  • Workers turning 60 through 63 in 2026 may use the enhanced 401(k) catch-up limit.
  • $35,750 is the 2026 maximum employee contribution for eligible workers with participating plans.
  • Workers turning 64 in 2026 had their final enhanced-catch-up year in 2025.
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