Fin.com has raised a $20 million seed round to build white-label infrastructure linking stablecoins with local banks, payment rails and digital wallets. The New York startup, founded by Nabeel Alamgir and Mustafa Dar, emerged from stealth on September 15 after closing the Expa-led financing in August. Coinbase Ventures, Tenet Fund and sovereign family offices from the Gulf and Africa also participated. Fin.com supports payouts in more than 30 countries and over 40 currencies, with South Asia, Africa and the Middle East as priority markets. Its token-neutral platform can route transactions through USDC, USDT or other dollar-pegged tokens depending on the payment corridor. The report does not resolve separate accounts of a $17 million Pantera Capital-backed Fin founded by Ian Krotinsky and Aashiq Dheeraj.