Michael Dell urged parents to teach children about investing, compounding and capitalism rather than his personal story, after $250 deposits from his foundation began reaching millions of U.S. children’s accounts. The payments come from a $6.25 billion pledge Michael and Susan Dell made in December 2025, covering $250 for as many as 25 million children through Trump Accounts (government-backed child investment accounts). The accounts invest in low-cost funds tracking the U.S. stock market, with withdrawals blocked until age 18. Dell’s contribution targets children under 11 who were born before 2025 and live in ZIP codes where median family income is below $150,000; the first deposits arrived at the end of August. Dell Technologies shares closed at a record $588.40, rising 4.5% Thursday and 16% over five sessions amid demand for artificial intelligence servers. Fifteen of 22 TipRanks-tracked analysts rate the stock Buy, none rate it Sell, and their average 12-month target is $597.53. Economists, including Darrick Hamilton of The New School, question whether equal access to the accounts creates equal ability to build wealth. Hamilton compares them with 529 plans, where the wealthiest 10% of households hold more than 75% of the funds, and estimates that a $1,000 initial deposit could grow to about $4,000 by adulthood without further contributions. Families may add up to $5,000 annually.