Working past 73 can delay RMDs in a current 401(k), but not an IRA

Verifying
  • Workers can postpone RMDs from a current employer’s 401(k) while still employed, if permitted.
  • A 73-year-old receives $28,800 Social Security, $60,000 salary and $22,000 IRA RMD.
  • Social Security taxation thresholds are $34,000 for single filers and $44,000 for joint filers.
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