South Korea’s student loan arrears are increasingly concentrated among older borrowers as the Korea Student Aid Foundation pursues collection and restructuring measures. Of 50,101 borrowers at least six months overdue at the end of July, 85.9% were aged 30 or older and held 91.7% of the 272.3 billion won ($196 million) overdue balance. The foundation took legal action against 1,078 long-term delinquent borrowers through July, seeking to recover 7.9 billion won through lawsuits, provisional attachments and compulsory execution. It provided 2,762 debt-restructuring measures worth 15.7 billion won, while lawmakers and critics called for broader support as long-term arrears continue to grow.