Parent PLUS borrower approaches retirement with $156,000 student-loan balance

Sep 20, 2026 10:00 (33d ago)

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Nansi Lynch borrowed parent PLUS loans to help fund both children’s education.
Lynch owes $156,000 and currently pays $238 monthly under an income-driven plan.
Parent PLUS debt nationwide rose from $62 billion in 2014 to nearly $110 billion in 2024.

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