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35-year-old asks whether $1.95 million can fund retirement for life

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  • A 35-year-old Reddit user asked whether $1.95 million could finance permanent retirement.
  • $120,000 is held in a 401(k) and Roth IRA, with the remainder in brokerage assets.
  • The user spends under $3,000 monthly and has no plans to marry or have children.
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