Visa's Money Travels 2026 report found that stated willingness among U.S. adults to use stablecoins rose from 36% to 56% when respondents were presented with hypothetical bank-level fraud protection and deposit insurance. Interest reached 45% when stablecoins were offered through an existing financial provider, while 64% said trust depended more on the provider than the technology behind a payment method. The survey also showed limited familiarity with stablecoins and persistent concern about remittance fraud, including AI-generated scams and deepfake impersonation. Visa stressed that stablecoins do not currently receive FDIC-style deposit insurance, as U.S. regulators continue implementing the GENIUS Act framework. Separately, Visa said annualized stablecoin settlement volume exceeded $20 billion in September, supported by more than 160 stablecoin-linked card programs.