People who paid unreimbursed fees when withdrawing cash from independent U.S. ATMs could qualify for part of a proposed $167.5 million Visa and Mastercard settlement. The case, Burke v. Visa Inc., alleges network rules restricted independent ATM operators from offering lower fees when transactions could run through competing networks, increasing costs for consumers. The settlement covers qualifying withdrawals from Oct. 24, 2007, through Aug. 14, 2026. Consumers generally must have used an ATM or PIN-debit card to withdraw money from a deposit account and paid a surcharge their bank did not fully reimburse. Credit-card transactions, cash advances and prepaid-card transactions are excluded. Visa and Mastercard deny wrongdoing and agreed to settle without admitting liability. Claims must be submitted by Feb. 10, 2027, and the U.S. District Court for the District of Columbia will hold a final fairness hearing on Feb. 17. Visa will contribute $88.775 million and Mastercard $78.725 million. After approved fees, expenses, taxes and service awards, eligible claimants will divide the remaining fund proportionally. There is no predetermined individual payout, and payments cannot begin until court approval and any appeals are resolved.