Treasury yields reach levels unseen in at least 20 years as car loans cost more

Sep 24, 2026 16:14 (29d ago)

Treasury yields are pushing up financing costs for car buyers.
Five-, 10- and 30-year Treasury yields reached levels unseen in at least 20 years.
A one-percentage-point rate increase can notably raise the cost of an auto loan.

Car buyers face higher financing costs as yields on five- and 10-year Treasury notes rise. Yields on five-, 10- and 30-year Treasurys have reached levels not recorded in at least 20 years, experts say. Because many auto-loan rates are linked to Treasury yields, even a one-percentage-point increase in the rate charged can significantly increase the total cost of financing a vehicle.