Michael Saylor urged the CFTC, SEC, Treasury and White House to adopt a bill of digital rights rather than restrictive legislation during a fireside chat at the Bitcoin Policy Institute’s Freedom Tech DC summit on September 22, 2026. He called for clear definitions for digital tokens, currencies, commodities and securities, alongside protections for self-custody, bank custody of Bitcoin and competitive credit markets. Saylor said banks could create $100 billion in Bitcoin-backed credit within one year if regulatory barriers were removed, citing the 1,250% Basel risk weighting as an obstacle. He estimated that most of Bitcoin’s $1.6 trillion value remains unbanked outside exchange-traded funds such as IBIT and FBTC. Saylor also argued that digital assets are necessary for autonomous AI agents to access payments, insurance and credit, and proposed allowing companies including Apple, Google and Meta to issue stablecoins. His remarks followed the Senate’s rejection of the Clarity Act as Bitcoin recovered above $86,000.