Ripple CEO Brad Garlinghouse outlined a long-term strategy of buying the five largest cryptocurrencies by market capitalization and holding them for five years. The basket comprises Bitcoin, Ethereum, Tether (USDT), BNB and XRP. Garlinghouse said the approach could produce great results, while noting that it was not investment advice. He also said he owns a small amount of Solana and does not view it as a direct competitor to XRP, arguing that multiple crypto projects can succeed simultaneously. His confidence in XRP rests on trust, utility, speed and liquidity, which he described as key drivers of demand and long-term value.