SBI and five savings banks face sharpest interest-income hit as rates rise
AI Summary- NICE classified SBI, OK, Welcome, Daol, Yegaram and JT Chinae as highly rate-sensitive lenders.
- A 1-percentage-point base-rate increase would reduce interest income relative to assets by 0.48 percentage points on average.
- SBI's delinquency rate reached 4.52% at June-end, up from 4.06% a year earlier.