Coinbase has added HYPE and ZEC to the assets eligible users can pledge as collateral for USDC loans of up to $100,000. The facility allows eligible U.S. users outside New York to retain their Hyperliquid and Zcash tokens rather than sell them, potentially avoiding a taxable disposal. The lending service runs through the Morpho on-chain lending protocol and is accessed through Coinbase’s app. Coinbase previously applied a 49% maximum loan-to-value ratio and a 62.5% liquidation threshold to altcoin collateral, though borrowers should verify current asset-specific terms. The additions follow Coinbase's September 1 launch of cbHYPE and cbZEC on Base, while Hyperliquid has faced an expanded House Oversight Committee insider-trading inquiry earlier this year.