Polygon has added Crypto Checkout to its Open Money Stack payments infrastructure, allowing merchants to place a Pay with Crypto option alongside card and bank methods. Customers can pay from any wallet using stablecoins or other crypto, while Polygon’s cross-chain routing handles swaps, bridging and network fees to deliver the merchant’s preferred settlement currency. A payment could use USDC on Polygon while settling for the merchant in dollars, euros or another supported currency. The feature works alongside existing Stripe setups, removes processor chargebacks from settled crypto sales and can be deployed through a drop-in component, headless SDK or direct API. Businesses can retain settled USDC onchain or use an off-ramp to convert it to local currency and transfer proceeds to a bank account. The addition follows Polygon’s broader stablecoin-payments push, including Visa’s integration of Polygon rails for stablecoin programs and Oobit’s use of Polygon for payments at Visa merchants.