PayPay added Binance Pay on Sept. 30, enabling eligible overseas visitors to use verified Binance crypto balances for purchases at participating offline stores in Japan. The integration operates through HIVEX, a cross-border payment network, and converts customers’ crypto to Japanese yen during checkout so merchants receive yen. The service is unavailable to Japan residents, including Binance Japan users residing in Japan. Payments are made in the Binance app by displaying a PayPay code for scanning or scanning a participating merchant’s PayPay QR code. Binance says more than 100 cryptocurrencies are supported, including USDT, USDC, Bitcoin, Ethereum and BNB. Payments and refunds are separate transactions, so refunded amounts can differ because of exchange-rate movements and applicable foreign-exchange spreads. The service excludes online platforms, some taxis and vending machines, PayPay Money-only stores, certain barcode-payment merchants, some businesses without cross-border-payment support, and merchants requiring Japanese identity verification. A PayPay sign alone does not confirm that Binance-funded payment is available; both the user and merchant must qualify.