Artificial intelligence is expanding the scale and sophistication of digital fraud, with nine in 10 Americans surveyed reporting that they had encountered a scam or cyberattack and 17% saying they had lost money. Consumer Reports, Aspen Digital and the Global Cyber Alliance said AI helps criminals create faster, cheaper and more personalized attacks. The report also found that only 32% of Americans believe their sensitive information, including Social Security numbers, remains private. Experts say individual safeguards such as multifactor authentication remain important but cannot address insecure routing, maliciously registered domains and other upstream weaknesses. The groups called for greater accountability from companies and government, including proposed measures such as the bipartisan SCAM Act, while the Take9 initiative urges consumers to pause for nine seconds before clicking, downloading or sharing links.