CMS is preparing one-time $90 Medicare rebates for 20.8 million eligible beneficiaries, with most direct deposits expected around October 8 and paper checks later in October. The payments will draw approximately $1.87 billion from the $2 billion Medicare Improvement Fund and are separate from President Donald Trump’s proposed $5,000 Trump Dividend for every adult U.S. citizen if Republicans retain the House and Senate in the November 3, 2026, elections. The proposed dividend would cost roughly $1.2 trillion to $1.23 trillion based on estimates of 240 million to 245 million adult citizens, requires congressional approval and has no finalized eligibility rules or payment timetable. DWF Labs managing partner Andrei Grachev said some of the funds could enter crypto markets and produce a 2021-style bull market, but advised investors to take profits because a crisis could follow. Tariff revenue projected at $125 billion for 2027 would cover only a fraction of the cost, raising concerns about borrowing and inflation. Bitcoin traded near $84,850 after retreating from above $87,000, while research on pandemic checks found a 0.6% price increase attributable to initial payments without establishing how future transfers would affect digital assets.