Charles Schwab has completed the broader rollout of direct bitcoin and ether trading to eligible retail clients after an early-access program began in May. The brokerage manages approximately $13.33 trillion in client assets, has 40.3 million active brokerage accounts and 48.6 million total client accounts including workplace and banking relationships. CEO Rick Wurster identified crypto trading as a new transaction-based revenue source alongside other platform monetization efforts. Schwab is introducing deposits and withdrawals in stages, supporting bitcoin on the Bitcoin network and ether on the Ethereum network, with registered withdrawal addresses, a 24-hour waiting period for new addresses, and limits of three withdrawals per 24 hours at $5,000 each. Monthly deposits can reach $50 million, while network charges still apply. Schwab Crypto charges a 0.75% trading fee on orders from $1 to $2 million, and holdings appear alongside traditional investments rather than operating like unrestricted self-custody. Schwab plans to add Solana, Avalanche and Chainlink before the end of 2026. The platform is unavailable in New York, Louisiana, U.S. territories and international markets, and its cryptocurrency holdings are not protected by the Federal Deposit Insurance Corp. or Securities Investor Protection Corp.