Polygon Labs has completed its acquisition of Coinme, a regulated U.S. crypto payment provider, as it expands from blockchain infrastructure into payments processing. CEO Marc Boiron said the regulated payments business is expected to become profitable in 2027. Coinme gives Polygon capabilities for moving between cryptocurrencies, stablecoins and traditional money, allowing it to retain customer relationships and fees that would otherwise go to intermediaries. Polygon introduced its Open Money Stack in January to support stablecoin payments and cross-border transfers, while its integrated payments service remains in technical preview without a full public launch. Tazapay, Mesh, Toku and Kira are early users; an earlier account identified Kima rather than Kira. Polygon is entering a market dominated by Visa and Stripe, whose payment volumes remain far larger.