Germany's Sparkassen banking network began offering cryptocurrency trading to its first customers on October 19, 2026, through its existing app at participating savings banks. DekaBank executes trades in Bitcoin, Ethereum, XRP, Solana and Polygon, while working with Börse Stuttgart on custody arrangements. The service charges €0.99 per order and does not initially support stablecoins or meme coins. Each regional savings bank decides when to join; the German Savings Banks Association expects 30 to 40 institutions to connect monthly. About 230 savings banks have expressed interest, with most expected to complete integration by the first half of 2027, potentially extending the service to about 50 million customers. Sparkassen has described cryptocurrencies as highly speculative and warned customers about volatility and the possibility of full losses.