Central Bank Governor Highlights Blockchain's Role in Cross-Border Payments

Pan Gongsheng emphasizes the rapid application of blockchain technology in enhancing cross-border payments while addressing regulatory challenges at the 2025 Lujiazui Forum.

Summary

At the 2025 Lujiazui Forum, Central Bank Governor Pan Gongsheng discussed the accelerated use of technologies like blockchain in cross-border payments, which is reshaping traditional systems and significantly shortening payment processes. He pointed out the regulatory challenges that arise from these innovations and stated that smart contracts and decentralized finance will further evolve the payment landscape.

Terms & Concepts
  • Blockchain: A decentralized digital ledger technology that securely records transactions across multiple computers.
  • Smart Contracts: Self-executing contracts with the terms of the agreement directly written into code, enabling automated transactions.
  • Decentralized Finance (DeFi): A financial system that operates without central authorities, using blockchain technology to provide financial services.