FinChain, a crypto-finance platform incubated by Fosun Wealth Holdings, has partnered with Plume to launch FLEX & FINO, an on-chain yield strategy built around FUSD, an interest-bearing token backed by tokenized short-term U.S. Treasuries and money market funds. The strategy allows users to deposit FUSD as collateral, borrow USDC and provide liquidity through on-chain pools while continuing to receive income from FUSD’s underlying assets. FinChain projects annualized returns of up to 7.2% under baseline assumptions and has imposed a 90% utilization cap, but has not offered a fixed return. FUSD’s reserves are maintained at a minimum 100% collateralization ratio by designated custodians. The structure introduces borrowing, liquidity and market risks, with redemptions following a T+2 settlement cycle and interest settlements occurring over T+14 to T+30 periods. FLEX & FINO is the first product launched through FinChain’s strategic partnership with Plume, whose Partner Protocol and Nest Protocol will display the strategy’s total value locked after launch. FinChain also completed a KuCoin integration enabling FUSD to participate in the exchange’s RCMS staking mirror solution.