The Office of the Comptroller of the Currency issued what it described as the first-ever guidance for examiners reviewing banks’ artificial intelligence use. The framework says banks do not need separate AI risk parameters and that examiners should apply existing risk-management principles while considering how the technology is deployed and the lender’s size and complexity. The guidance is supervisory rather than legally binding like a rule, although banks typically follow such documents closely. Regulators are examining AI because of cybersecurity and potential financial stability risks, with higher-risk applications potentially requiring tighter autonomy limits or more direct human oversight.