The XRP Ledger Foundation's 2027 roadmap includes an experimental native perpetual futures exchange among 24 protocol upgrades targeting lending, derivatives, smart contracts and institutional finance. The proposed PerpetualFutures amendment would add 10 transaction types and five ledger-entry types for margin accounts, order matching, funding payments and liquidations, with support for cross-margin and isolated-margin trading, price oracles and collateral such as Ripple's RLUSD stablecoin. The implementation contains approximately 15,070 handwritten lines across 81 files but is not an approved network upgrade. The roadmap estimates $5.08 million to $5.74 million in implementation-related costs, excluding development labor, while the perpetual-futures study separately estimates 320 development hours, 560 review hours, two external security audits and $331,000–$387,000 in additional review, audit and integration costs. Only TokenPaychan and Vault Continuous Accrual are approved but unfinished; the other 22 proposals remain subject to development, review or governance decisions. The foundation said the roadmap does not guarantee that every feature will launch in 2027.