The Financial Services Commission is asking the National Assembly to increase funding for inclusive-finance programs, including a 245.5 billion Korean won increase for the Haetsalron Special Guarantee. The additional funding would support a system returning 50% of annual interest to borrowers who repay faithfully for more than one year. Haetsalron loans of up to 10 million won carry a 12.5% annual rate, which would translate into an effective burden of about 6.3% after the refund. The commission also requested 31.5 billion won for secondary guarantees under the Jinggeumdariron Credit Build-Up product and 100 billion won to expand the K-Minsaengjikim Loan. It proposed subsidizing 3 percentage points of Jinggeumdariron interest, potentially reducing average rates to the 4% range, and sought additional funding for the New Start Fund and related support for COVID-19-affected small business owners and self-employed people.