Kraken Introduces Krak App for Instant Global Financial Transfers

Kraken's Krak app aims to revolutionize cross-border payments by enabling seamless transactions across fiat and digital assets, challenging traditional fintech giants.

Summary

Kraken has launched Krak, a mobile payment app facilitating cross-border transactions in over 110 countries using more than 300 currencies. The app uses unique identifiers called Kraktags, eliminating the need for bank account linking. Users can earn returns through stablecoin products, and Kraken's expansion into payments follows the resolution of legal issues with the SEC, positioning the firm as a multi-asset financial platform.

Terms & Concepts
  • stablecoins: Cryptocurrencies that are pegged to a stable asset, such as a fiat currency, to minimize price volatility.
  • cross-border transactions: Financial transactions that occur between parties in different countries.
  • fiat currencies: Government-issued currencies that are not backed by a physical commodity, such as the US dollar or euro.