OpenAI announced ChatGPT Wallet on Nov. 13, enabling its AI agent Dot to buy goods for users after they review and approve each transaction. Initially available to U.S. ChatGPT Pro subscribers aged 18 and older with eligible cards issued in the country, the service uses tokenized card credentials supplied by American Express, Mastercard and Visa to keep underlying card details away from merchants and AI agents. Users enter card information once, verify their identity through facial recognition or fingerprints, and approve purchases, while existing card rewards and protections remain unchanged. OpenAI will not charge transaction fees initially and is working with payment processors, fraud-prevention firms and merchants to support purchases through existing checkout systems. The company plans to eventually enable transactions within preset spending limits and other restrictions without requiring approval for every purchase. The rollout reflects a shift from AI-generated product recommendations toward transaction execution and positions OpenAI among companies building infrastructure for agentic commerce, alongside Google, Visa and Mastercard. Coinbase, Circle and Crossmint are developing related crypto and stablecoin-based systems. Global agentic-commerce transaction value is forecast to reach $1.5 trillion by 2030, from an estimated $8 billion in 2026, according to an April report from Juniper Research. ChatGPT had more than 1.2 billion weekly active users and nearly 100 million paying users at the end of the third quarter.