Ripple CTO Emeritus David Schwartz Says Higher XRP Prices Can Lower Payment Costs

The comment revisits David Schwartz’s 2017 remarks on XRP and payments, with the clarification presented in response to renewed questions about how token price affects transaction efficiency.

Summary

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Terms & Concepts
  • XRP: A cryptocurrency used in Ripple-related payment flows and liquidity transfers.
  • Cross-border payments: Transfers sent between countries, often involving currency conversion and settlement across different financial systems.
  • Liquidity: The ability to buy, sell, or transfer an asset efficiently without causing major price disruption.