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Congressional Research Service report reaffirms XRP as a digital commodity

The source says a Congressional Research Service report placed XRP in the digital commodity category, alongside a claim that the U.S. CFTC (U.S. derivatives regulator) and SEC (U.S. securities regulator) did so in a March 2026 joint statement.

XRP

Summary

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Terms & Concepts
  • Digital commodity: A crypto asset category generally used to describe tokens treated more like commodities than securities under U.S. regulatory frameworks.
  • CFTC: The Commodity Futures Trading Commission, the U.S. regulator overseeing derivatives markets and certain commodity-related enforcement.
  • SEC: The Securities and Exchange Commission, the U.S. regulator overseeing securities markets and related disclosures and enforcement.