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Rakuten Wallet to List XRP for Payments From April 15

Rakuten Wallet to List XRP for Payments From April 15

Rakuten Wallet states that XRP payments and trading features will be available to 44 million users across more than 5 million Japanese merchants, expanding how Rakuten Points can be converted into digital assets.

XRP

Fact Check
The official Rakuten Wallet notice 「楽天ウォレット」新規取扱銘柄追加のお知らせ confirms the narrow claim that XRP will be added/listed from April 15, 2026. That part is well supported. The stronger statement in the user content—'Rakuten Wallet states that users can buy XRP with Rakuten Points and spend it at more than 5 million merchants in Japan'—was not directly found in the official notice I fetched. PANews reports exactly that broader claim in 乐天钱包上线 XRP，接入日本 4400 万用户支付生态 | PANews, but it appears to rely on a social post, not a Rakuten primary announcement, and I could not validate the X source directly. The Rakuten Wallet ecosystem does appear to include Rakuten Points investing and Rakuten Cash charging features, which makes the reported flow plausible, but the exact 'XRP with Rakuten Points and spend at 5 million merchants' wording was not established from an official primary source in this run.
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Summary

Rakuten Wallet is adding XRP as a listed asset and payment option from April 15, expanding the service beyond the initially noted merchant rollout. According to the new information, 44 million users will be able to trade XRP spot through Rakuten Pay, buy XRP using Rakuten Points, and store the asset in Rakuten Wallet. The rollout will cover more than 5 million merchants in Japan, and over 3 trillion Rakuten Points, valued at about $23 billion, will be eligible for conversion into XRP.

Terms & Concepts
  • XRP: A cryptocurrency associated with the XRP Ledger that is used for digital transfers and can be traded or held on supported platforms.
  • Rakuten Wallet: Rakuten’s crypto service that allows users to buy, store, and manage supported digital assets.
  • Rakuten Points: The loyalty points used across Rakuten’s ecosystem, which can now be converted into XRP under the announced rollout.