SoFi Adds XRP Deposits Alongside Bitcoin, Ethereum and Solana

SoFi now supports XRP deposits and trading directly from FDIC-insured accounts, expanding its crypto offering beyond Bitcoin, Ethereum and Solana.

Summary

SoFi has added XRP deposits alongside Bitcoin, Ethereum and Solana, according to the source post. The update makes SoFi one of the first nationally chartered U.S. banks to offer XRP trading directly from FDIC-insured accounts. The move expands access to a major digital asset within a bank-linked platform, where eligible users can manage crypto activity through accounts covered by FDIC (U.S. bank deposit insurer) protections for cash deposits, not necessarily the crypto assets themselves.

Terms & Concepts
  • XRP: A digital asset associated with the XRP Ledger, commonly used for fast blockchain-based value transfers.
  • FDIC: The Federal Deposit Insurance Corporation, the U.S. agency that insures eligible bank deposits.
  • XRP trading: The buying and selling of XRP through a platform or financial institution that supports the token.