Federal Reserve survey shows higher-income U.S. workers are leading AI adoption

According to a Federal Reserve survey, 66.3% of U.S. workers earning more than $200,000 used artificial intelligence tools at work in the past 12 months, ahead of lower income brackets.

25d ago

Fact Check

The claim is directly and precisely supported by the primary source: the Federal Reserve Bank of New York's Liberty Street Economics post ('Use of Gen AI in the Workplace and the Value of Access to Training', April 14, 2026), which draws on the November 2025 Survey of Consumer Expectations. The exact figure of 66.3% for workers earning over $200,000 is confirmed verbatim. The only minor imprecision in the claim is attributing the survey to 'the Federal Reserve' broadly rather than specifically the Federal Reserve Bank of New York, but this is a standard and widely accepted shorthand. All secondary sources (Barron's, Seeking Alpha, and the @KobeissiLetter X post) independently corroborate the same figure and framing.

Summary

A Federal Reserve survey indicates that artificial intelligence adoption in the American workplace is highest among higher-income employees. The survey found that 66.3% of U.S. workers earning more than $200,000 used AI tools at work over the last 12 months. Usage was lower among workers earning $100,000 to $200,000, at 51.6%, and among those earning $50,000 to $100,000, at 40.2%. The figures suggest AI tools are gaining traction across income groups, with stronger uptake in higher-paid roles that may be more exposed to digital workflows and knowledge-based tasks.

Terms & Concepts

Artificial intelligence: Computer systems designed to perform tasks that typically require human intelligence, such as generating text, analyzing data, or automating workflows.
AI tools: Software applications powered by artificial intelligence that help users complete work tasks more efficiently, including writing, research, coding, and data analysis.