Ripple CEO Brad Garlinghouse Says Next Two Weeks Are Critical for U.S. Crypto Legislation

At Consensus 2026 in Miami, Brad Garlinghouse said progress on the CLARITY Act is a positive shift, but warned the Senate Banking Committee must complete markup soon to preserve momentum for a federal crypto framework.

Summary

Ripple CEO Brad Garlinghouse said at Consensus 2026 in Miami that regulatory clarity remains the key unlock for the digital asset sector and described recent progress on the CLARITY Act as a big positive shift. He also said the next two weeks are critical for U.S. crypto legislation, warning that if the Senate Banking Committee does not complete markup soon, the chances of passing a federal framework could fall significantly as midterm elections approach. According to his comments, the proposed framework would help define oversight responsibilities between the Securities and Exchange Commission and the Commodity Futures Trading Commission, a central issue for crypto companies seeking clearer U.S. rules. The source material does not provide further detail on the bill’s formal title, specific provisions, or legislative timetable beyond Garlinghouse’s remarks.

Terms & Concepts
  • CLARITY Act: A proposed U.S. crypto market structure bill referenced by Brad Garlinghouse as part of the push for clearer digital asset regulation, though the source does not provide its formal title or detailed provisions.
  • Markup: A legislative stage in which a committee debates, amends, and approves bill language before it moves further in the lawmaking process.
  • Regulatory clarity: Clear legal and compliance rules that help crypto companies understand how digital assets, trading platforms, and related services are governed.