Poland’s Parliament Reviews Four Crypto Regulation Bills With Fines Up to $6.9 Million

Poland’s lower house Sejm has begun reviewing four crypto-asset bills after the president vetoed earlier legislation twice, with disputes centered on KNF account-freeze powers, fine caps, and a separate broader ban proposal from PiS.

Summary

Poland’s lower house Sejm has begun reviewing four competing crypto-asset regulation bills after the president twice vetoed earlier legislation. The proposals differ on key enforcement provisions, including whether KNF, Poland’s financial regulator, should have account-freeze powers and whether the maximum fine should be set at 20 million zloty or 25 million zloty, roughly $6.9 million at the higher level. PiS also withdrew an April draft and submitted a separate broader bill seeking to ban crypto-related activity, underscoring a wider split between regulatory oversight and prohibition.

Terms & Concepts
  • KNF: Poland’s financial regulator, which oversees parts of the financial market and is central to the debate over crypto enforcement powers.
  • Crypto-asset regulation: A legal framework for supervising digital-asset activity, including compliance rules, penalties, and oversight powers.
  • Account-freeze powers: Authority that would allow a regulator to block access to funds or accounts during enforcement or investigative actions.