According to OpenAI, U.S. ChatGPT Pro users can now link accounts through Plaid to receive personalized budgeting, subscription tracking, portfolio monitoring, and goal-planning insights inside ChatGPT.
OpenAI rolled out personal finance tools in ChatGPT for U.S. Pro subscribers, allowing them to link bank and investment accounts through Plaid and receive personalized financial analysis based on their actual account data. The feature supports connections to more than 12,000 financial institutions, including Schwab, Fidelity, Chase, Robinhood, Amex, and Capital One, and is available on ChatGPT’s web and iOS apps. After linking accounts, users can view a dashboard showing portfolio performance, spending patterns, active subscriptions, and upcoming payments, and ask questions such as how to reduce expenses, compare monthly bills, estimate credit card payoff timelines, or calculate savings needed for financial goals. OpenAI said ChatGPT cannot move money or view full account numbers, though it can access balances, transactions, holdings, and liabilities. Users can disconnect accounts at any time, with synced data deleted within 30 days, and can control whether financial conversation data is used to train OpenAI’s models. OpenAI also said it plans to add Intuit support for tax-related estimates and eventually expand the feature beyond Pro users.