Serious credit card delinquencies in the United States rose by 0.4 percentage points in Q1 2026 to 13.1%, marking the highest level since Q4 2010. The figure is just under the 13.7% peak seen in 2010 in the aftermath of the 2008 Financial Crisis. Since Q3 2022, the serious delinquency rate has climbed by 5.5 percentage points, indicating a sustained deterioration in consumer credit performance. While this is a macroeconomic development rather than a cryptocurrency-specific event, rising household financial stress can matter for digital asset markets because tighter consumer finances often affect overall risk appetite and liquidity conditions.