U.S. 30-Year Mortgage Rates Rise to 6.56% as Purchase Applications Fall

Freddie Mac states 30-year fixed mortgage rates climbed to 6.51%, the highest since last August, while mortgage purchase applications declined from the prior week but remained above year-earlier levels.

Summary

Freddie Mac said the average U.S. 30-year fixed mortgage rate rose to 6.51% from 6.36% the previous week, reaching its highest level since last August. Separately, the Mortgage Bankers Association reported that home purchase mortgage applications fell week over week but were up 8% from a year earlier. The new data add a rate benchmark from Freddie Mac and show that while higher borrowing costs weighed on weekly application activity, purchase demand remained stronger than a year ago.

Terms & Concepts
  • Mortgage Bankers Association: A U.S. industry group that publishes mortgage application data widely used to track housing finance demand.
  • 30-year fixed mortgage rate: The interest rate on a home loan with a 30-year term and a rate that does not change over the life of the loan.