Senator Cynthia Lummis Backs Trump Executive Order on Fintech Competition

Senator Cynthia Lummis says financial technology companies were excluded for years while traditional institutions had privileged access, and argues the Trump administration measure could improve competition and reduce consumer payment costs.

Summary

Senator Cynthia Lummis said financial technology companies were shut out for years while legacy financial institutions benefited from privileged access. She praised an Executive Order from the Trump administration, saying it creates a more level playing field, supports competition, and could lower payments costs for consumers. The statement frames the order as a policy shift intended to reduce barriers for newer financial firms and challenge incumbent advantages in payment services.

Terms & Concepts
  • Fintech: Financial technology companies that use software and digital infrastructure to deliver banking, payments, lending, or investment services.
  • Executive Order: A directive issued by a U.S. president that guides federal government policy and operations.
  • Payments infrastructure: The systems and networks that move money between consumers, banks, and financial service providers.