Circle Reports Nearly $700 Million in Q1 2026 Revenue as USDC Circulation Reaches $77 Billion

The stablecoin issuer said reserve interest generated 94% of revenue, while USDC circulation and on-chain transaction volume both posted strong year-over-year growth.

USDC

Summary

Circle reported nearly $700 million in revenue for the first quarter of 2026, with 94% coming from reserve interest tied to the assets backing its USDC stablecoin. USDC circulation reached $77 billion, up 28% from a year earlier, while on-chain volume rose by more than 260%. The figures show how stablecoin issuers can benefit from interest earned on reserve assets, while rising circulation and blockchain-based transaction activity point to broader use of USDC across crypto markets and payments.

Terms & Concepts
  • USDC: A U.S. dollar-pegged stablecoin, designed to maintain a 1:1 value with the dollar using reserve-backed assets.
  • reserve interest: Income earned from the assets held in reserve to back a stablecoin, typically cash or short-term government securities.
  • on-chain volume: The value of transactions recorded directly on a blockchain, showing how actively a digital asset is being used.