Federal Reserve finalizes data standards rule under Financial Data Transparency Act

The final rule sets standards for certain information collected by financial regulators to improve interoperability across agencies through common identifiers and other data elements.

Summary

The Federal Reserve Board on Thursday finalized a rule establishing data standards for certain information collections submitted to financial regulatory agencies, advancing implementation of the Financial Data Transparency Act of 2022. The standards, which were also approved by several other federal financial regulatory agencies, are intended to improve interoperability of regulatory data across agencies by standardizing identifiers for legal entities and other data elements. The final rule is broadly similar to the proposal issued in August 2024, with changes reflecting public feedback. The move extends a broader push to make regulatory data more consistent, comparable and easier to use across the financial system.

Terms & Concepts
  • Financial Data Transparency Act of 2022: A U.S. law intended to standardize financial regulatory data and make it easier to share and compare across agencies.
  • interoperability: The ability of different systems or agencies to exchange and use data in a consistent way.
  • legal entities: Organizations such as companies or institutions that are recognized as having legal rights and obligations.