Bitsurance offers self-custodied Bitcoin insurance up to €500,000

Policies underwritten by Liberty Specialty Markets cover self-custodied Bitcoin on hardware wallets against theft, fire, flooding, robbery and physical attacks, reflecting rising concern over offline threats to crypto holders.

BTC

Summary

Bitsurance is offering insurance for self-custodied Bitcoin stored on hardware wallets, with coverage of up to €500,000, CEO Chris Seedor said. The policies, underwritten by Liberty Specialty Markets, part of Liberty Mutual Group, cover losses linked to theft, robbery, fire, flooding and physical attacks, and successful claims are paid in fiat rather than bitcoin. The product is framed as a response to growing concern that crypto risk management must address real-world coercion and personal safety threats, not just exchange failures, cyber breaches or smart contract issues.

Terms & Concepts
  • self-custodied Bitcoin: Bitcoin held directly by the owner rather than with an exchange or other custodian.
  • hardware wallets: Physical devices used to store crypto private keys offline.
  • $5 wrench attack: A threat or physical assault used to force someone to hand over access to crypto assets.