Federal deputy Lincoln Portela’s Bill No. 2.901/2026 would set a national fintech and digital finance framework with lighter rules for startups, data-sharing and anti-financial-crime safeguards, and penalties for breaches.
Brazilian federal deputy Lincoln Portela has introduced Bill No. 2.901/2026, a proposal to establish a national framework for fintech and digital finance. A central feature is a permanent regulatory sandbox for blockchain and asset tokenization trials overseen by the central bank. The bill also calls for proportionate rules and simplified standards for smaller startups, alongside data-sharing requirements and coordinated anti-financial-crime measures. Violations could draw fines of up to 20% of annual profit or revenue, adding an enforcement mechanism to the proposed framework.