Digital Chamber's Cody Carbone says stablecoins can cut cross-border payment costs

Carbone said dollar-backed stablecoins let Americans send money overseas nearly instantly and at very low cost, adding that the Genius Act has already led to cheaper, more competitive payment options.

Summary

Cody Carbone of The Digital Chamber said dollar-backed stablecoins are making cross-border transfers faster and cheaper for U.S. users. He said Americans can send money overseas "instantaneously and almost for free," and added that, after the Genius Act passed, the market is already seeing cheaper, more competitive payment options. The remarks underscore a common industry argument that stablecoins can improve remittances and payments by moving dollar-linked tokens over blockchain networks instead of relying on slower, more expensive traditional rails.

Terms & Concepts
  • stablecoins: Digital tokens designed to track a stable asset, often the U.S. dollar.
  • cross-border transfers: Payments sent from one country to another.
  • Genius Act: A cited piece of legislation referenced as affecting payment competition.