Russia central bank sets 2027 digital ruble incentives and transfer fees

Commercial banks will receive 0.67 rubles per salary or labor-contract payment, while corporate-to-individual transfers on the platform will cost 1 ruble each from early 2027.

Summary

Russia’s central bank outlined pricing for digital ruble payroll-style payments beginning January 1, 2027, offering commercial banks 0.67 rubles for each corporate salary or labor-contract payment they process. The incentive comes with a minimum payout of 10 rubles per instruction list. The bank also approved platform fees for corporate-to-individual transfers, setting the charge at 1 ruble per transfer and a minimum 15 rubles per instruction list from early 2027. The move sets out how banks will be compensated and what businesses will pay to use the digital ruble rail for routine disbursements.

Terms & Concepts
  • digital ruble: Russia’s central bank digital currency
  • corporate-to-individual transfer: Payment sent from a business to a person