MetaMask has launched self-custodial Money Accounts that combine stablecoin yield, payments and trading in a single balance using mUSD on the Monad blockchain. Users can route deposited funds through Veda into DeFi lending protocols including Morpho, with Aave planned later, to earn up to about 4% variable APY, and can spend from the account via MetaMask Card. The feature is available globally on mobile except in the UK and some restricted regions. The rollout adds concrete product detail to MetaMask’s broader push to make dollar-pegged crypto more useful from one interface while keeping users in control of their own assets through self-custody.