Stripe Crypto Onramp powers payments, KYC and wallet funding in the US and EU, while Privy’s aggregator extends coverage to more than 100 other countries.
Privy has rolled out global fiat onramps that let users buy crypto directly inside apps built on its embedded wallet infrastructure, aiming to remove the usual handoff to a centralized exchange. Launched on July 7, 2026, the product uses Stripe Crypto Onramp for payments, KYC (identity verification) through Stripe’s Link product, and wallet funding for users in the US and EU, while Privy’s own aggregator expands access to more than 100 additional countries. Developers can offer funding through credit card, Apple Pay, Google Pay or ACH without users leaving the app, with supported assets centered on USDC across Base, Solana, Ethereum and Arbitrum. New York residents are excluded, reflecting the state’s BitLicense framework. The launch is the clearest product expression so far of Stripe’s June 2025 acquisition of Privy, alongside Stripe’s 2025 purchase of stablecoin infrastructure firm Bridge for $1.1B. Privy says its infrastructure powers more than 120 million accounts and has processed billions of dollars in transaction volume. The company argues that shifting KYC to Stripe reduces the compliance burden for developers, while the broader country rollout may matter most in markets where banking access is uneven and stablecoins have practical payment utility.