South Korea per capita household net worth rises more than 9% in 2025
Bank of Korea data showed household wealth growth accelerated from 3% in 2024 as rising home prices and securities values boosted net assets alongside a sharp KOSPI rally led by semiconductors and AI demand.
Fact Check
The Bank of Korea's '2025 National Balance Sheet (preliminary)', released 2026-07-22 with Statistics Korea/National Data Office, shows per capita household net worth rose 9.1% to 274.75 million won, matching the claim's 'more than 9%' (per CHOSUNBIZ and Hankyoreh). The 2024 baseline of ~3% is confirmed by korea.net, which reported 2024 per capita net worth rose 3.3%, so the acceleration from ~3% to 9%+ holds. The drivers cited — rising home prices, securities values, and a sharp KOSPI rally — are explicitly confirmed (75.6% KOSPI surge; equity securities share rising 8.5%→11.5%). The only minor nuance is that per-household net worth rose 7.9% (vs 9.1% per capita), but the claim references per capita, which matches exactly.
Summary
South Korea’s per-capita household net worth reached 274.7 million won, or about $185,600, in 2025, rising more than 9% from a year earlier after 3% growth in 2024, according to Bank of Korea data released on July 22. Higher home prices and stronger securities valuations lifted household wealth, while the KOSPI climbed nearly 76% in 2025, its biggest annual gain since 1999, driven by a semiconductor recovery and AI-related demand that boosted shares of Samsung Electronics and SK Hynix.
Terms & Concepts
- Bank of Korea: South Korea’s central bank
- KOSPI: South Korea’s benchmark stock index
- securities: Tradable financial assets such as stocks and bonds