The upgraded DCLP adds broader cyber, liability, terrorism and advisory coverage as AI, cloud computing and hyperscale data center investment drives demand for larger risk transfer solutions.
Aon plc said it has expanded its proprietary Data Center Lifecycle Insurance Program, or DCLP, to $5 billion in capacity and widened the risk solutions tied to digital infrastructure projects from construction through long-term operations. The company said the program now offers up to $5 billion in Construction All Risks, Delay in Start-Up and Property Damage and Business Interruption coverage, supported by A-rated insurers from Lloyd's and company markets alongside other facilities and products. It also includes up to $200 million in third-party liability outside the U.S., $100 million within the U.S., $400 million in Cyber and Technology Errors and Omissions, $500 million in project cargo coverage and up to $1 billion of terrorism capacity through existing Aon facilities. Aon said the expansion fits its Reliable by Design approach, which combines insurance capacity, engineering expertise and risk intelligence earlier in the development process to reduce transition risk, improve resilience and help make data center assets bankable and insurable at scale. Joe Peiser, CEO of Risk Capital for Aon, said larger and more complex data center portfolios require greater insurance capacity and lifecycle resilience tools. The company linked the move to rising investment in artificial intelligence, cloud computing and hyperscale data centers, and said the updated program builds on earlier enhancements that lifted DCLP capacity to $3.5 billion and broadened support for operational data centers.