National Bank of Canada gauges appetite for project finance risk transfer deal

The reported move would shift exposure on project finance loans to investors, a structure banks use to free up balance sheet capacity and manage capital.

Summary

National Bank of Canada is reportedly testing investor demand for a significant risk transfer deal linked to project finance loans. The transaction is aimed at freeing up balance sheet capacity by transferring part of the loans’ risk to outside investors, a capital management tool banks use to make room for new lending without selling the underlying assets.

Terms & Concepts
  • significant risk transfer deal: Transaction that moves credit risk to investors
  • project finance loans: Loans backed by cash flows from specific projects
  • balance sheet capacity: A bank’s room to hold assets and make loans